ESP 
Alternative Financing
In Miraltabank, we help companies with short- and long-term financing aligned with their working capital and investment needs.
We offer a range of products and services that allow them to adjust the amount, term, and possible guarantees according to each case, with a personalized and flexible approach.
Business Financing Options
Long-Term Alternative Financing for Companies
✓ Financing starting from €500,000
✓ Flexible amortization with terms from 3 years
✓ Freedom to choose collateral
✓ For companies with annual turnover equal to or above €2M
Solid Support for Strategic Growth Projects
Our long-term financing is designed for companies seeking stable and sustainable financial backing. It’s an ideal solution for expansion projects, infrastructure investments, or asset renewal—allowing you to focus on growth with a financing structure tailored to your business needs.
Advantages of Long-Term Financing:
- Stability and Planning: Ideal for investments requiring a longer time horizon.
- Tailored Conditions: Payment structures and terms adapted to your company’s financial situation.
- Support for Expansion Projects: Financing designed to help you achieve your long-term goals.
Short-Term Financing for Companies
✓ Financing amount starting from €250,000
✓ Terms of up to 12 months
✓ With of without recourse
✓ Public or private debtors
✓ Companies with annual turnover above €3M
Fast and Effective Solutions for Your Immediate Needs
Our short-term financing is designed for companies seeking to cover immediate needs such as inventory management, supplier payments, or temporary strategic initiatives. This solution offers agility and quick access to capital without compromising your company’s long-term plans.
Advantages of Short-Term Financing:
• Flexibility and speed: Quick access to capital to meet specific short-term needs.
• Low financial burden: Tailor-made payment structures that help the company maintain a healthy cash flow.
• No long-term commitment: Ideal for companies with temporary liquidity demands.
• Optimal cash management: Enables better treasury planning and helps prevent deviations.
Key Features
Speed
Thanks to new technologies and streamlined decision-making structures, we can secure financing within a short timeframe.
Flexibility
Enables access to liquidity and financing at specific moments when companies truly need it, adapting the structure to each business’s needs.
Versatility
There are numerous options not only in financing methods and structures but also in the diversity of funding partners involved (Miraltabank, investment funds, or other investors).
Diversification of Sources
Having multiple sources of financing gives companies more options to meet their financial needs, reducing reliance on traditional funding.
Advisory
This type of financing requires the support of experts who assess each case individually to determine the best solution for both parties.
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